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My Budget Journey- Week 7



Well week 7 has ended and I must say that I am still on track. I managed to put up more money because more money was made. Instead of putting more in my emergency fund, I managed to put a little more money into stocks and less in other funds, which is paying off big time. We spent a little bit more than expected due to my fiancé visiting her mom out of town. It still did not get in the way of my monthly savings. That's the beauty of our budget, we don't neglect out emergency fund just to go out and do extra things, we make the money to do it.

What I've Learned This week - This week I learned that the main focus should be to secure my emergency fund even if I can't send as much as I would like to other funds such as my travel and miscellaneous. I am actually thinking about canceling my miscellaneous fund at the moment. I think that I might be overdoing my budget with all of these funds, it can make things a little to confusing. After I put my 10 percent in my savings, pay my bills, invest in stocks, send a little money to my travel fund, I think that I will leave what's left in my checking's account. My miscellaneous money is for clothes or things for my house, so I don't see a need to really stash that, at least not at the moment. When I get everything I need for my home, I might began to stash that money.

Well that's it for now folks, I will update you next week about how much money I have managed to save in the first two months of the year! I will be more detailed to show you how much progress can be made by budgeting for two months. Remember, if you need any help setting up your budget, drop me an email.

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